";s:4:"text";s:30024:"Health Aid If you generally fail to maintain a balance in your bank account that is sufficient to cover your repayment of a Pay Out, we may decline to allow you to obtain a Pay Out for as long as we determine to be necessary or appropriate. The categories of Communications that may be provided by electronic means include: Your access to this page through your device verifies that your device meets these requirements. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. Palo Alto, CA 94306. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. In order to accomplish these business purposes described above, Earnin may disclose financial and/or Personally Identifiable Information to the following categories of third-party service providers: our bank partners, identity services, customer service vendors, communications platforms, risk investigation and mitigation tools, transaction dispute processing services, website and app usage trackers, data processors, modeling and analytics tools, and network infrastructure and data storage services. You may text stop to opt out at any time. This sharing enables portions of the Services that allows users to connect and communicate. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Click the DEVICES tab. ActiveHours, Inc. d/b/a Earnin https://earnin.app.link/Pedro3497, If you are a earnin user who has cashed out, all I need is to get in contact with you so I can send you a text to increase my max limit I can take out of my earnings. Olly Dawes. The collection of this Personally Identifiable Information helps us deliver these additional services to you. We do not enter into any binding agreement with third-parties on your behalf or make any payments to any third-parties on your behalf in connection with this service. This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: Please also read our Terms of Service which sets out the terms governing the Services. 4. Information We Share Balance Shield. We strive to ensure security on our systems. Max Boost When you request a Max boost from another community member, you will get a temporary $50 Pay Period Max increase. Cash Back Rewards. This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. Banking Day- means Monday through Friday, excluding federal banking holidays. For non-California residents, we will respond to your request as soon as we are able to. This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you. If you do not have sufficient available funds in your Tip Yourself Account to cover the amount of the requested transfer, your request for the transfer will be declined. For our compliance purposes and in order to provide services to you, you hereby authorize us to, directly or through a third-party, obtain, verify, and record information and documentation that helps us verify your identity and bank account information. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. Earnin also offers a Boost feature that allows users to request a boost of up to $50 by asking an Earnin community member to vouch for them. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. 200 Portage Ave Pay It Forward If you wish to revoke your authorization, you may do so by contacting support@earnin.com or using live chat with the Earnin team via the mobile app at least three business days before the day the transaction is scheduled and stop using the Site and the Services. Attn: Compliance Team If you do not provide this information or we cannot verify your identity, we can decline to allow you to use the Services. Boost for a boost Can anyone in the Earnin Community help Press J to jump to the feed. Device IDs allow app developers, and others to uniquely identify your device for purposes of storing application preferences and other data. When you use the Service after those changes are posted, you are deemed to have accepted the new Terms of Service and agree to be bound by any changes to the Terms of Service. This Privacy Policy describes the information Activehours, the company that offers services under the Earnin brand, collects about you, how we use and share that information, and the privacy choices we offer. any services, content, and/or features made available by us through the Website or App (Services). By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to us through the Earnin Services, you are licensing that content to us solely for the purpose of providing such Services. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF. these Terms of Service and any amendments, modifications, or supplements; You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. You will have a set Daily Max, which is the maximum you are allowed to Cash Out in one day, as well as a Pay Period Max, which is the maximum amount you can Cash Out before the next scheduled deposit. You may also email us at privacy@earnin.com with any privacy related questions you may have. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. You can support our Services by tipping what you think is fair and/or by paying it forward to others within the Earnin community by paying a tip on behalf of another user. UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, THE EARNIN PARTIES LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). When using Earnin, community members may start with up to $250 Pay Period Max. Can I have an agent make a request on my behalf? You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the, Activehours uses MX Technologies (MX) to gather End Users data from financial institutions. We will review your Tip Yourself Account and transaction activity at various times, including when you initiate a transfer of funds into or out of your Tip Jar(s). You can update your Profile information by clicking on the settings link after you login. You may close your account and terminate your relationship with us without termination fees. This Terms of Use for User Generated Content (UGC Terms of Use) describe the terms and conditions under which Activehours, Inc., a Delaware corporation d/b/a Earnin and its affiliates (collectively Earnin) may use the content created and publicly posted by its Community Members (herein referred to as Community Members, you, and/or your), as more specifically identified and described in the message Earnin sent you via the social media platform on which the User Generated Content (User Generated Content or Content) first appeared. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Earnin may still retain the data in aggregated or anonymized form in compliance with CCPA. If we communicate with you via Messages, we may collect information regarding the communications, such as email opening confirmations, read text message data or received push notification data. Earnin accepts voluntary tips in appreciation for Services rendered. Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). You hereby consent to such release of information. Can anyone in the Earnin Community help me boost my Max? Activehours will not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert. Activehours AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITES OR SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards. Activehours offers Earnin Cash Back Rewards to allow you to receive cashback in the form of statement credits issued to you through your debit card or bank account within 10 days of when you make a Qualified Purchase at participating merchants. Our websites located at: https://www.earnin.com, and all of our other websites where this Privacy Policy is posted (collectively the Website); If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. careers help. Your use of the Tip Yourself Service is governed by Activehours, Inc.s Terms of Service and the Tip Yourself Supplemental Terms of Service. You must repeat this process for every card you wish to delete, you will reimburse Activehours for any fees imposed on us as a result of the failed transaction; and. Create an account to follow your favorite communities and start taking part in conversations. We will have no legal or contractual claim or remedy against you based on your failure to repay, however, if we are unable to access funds from your bank account to complete a payment that you authorized Activehours to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Activehours. Your debit or credit card may only be enrolled in one program operated by Empyr, Inc. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. We may decline to extend a Pay Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. For good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, you hereby irrevocably grant to Earnin, as well as its respective licensees, successors and assigns (herein collectively called the "Licensed Parties"), the worldwide, fully-paid, royalty-free, sub-licensable right during Earnins use of the Content (License Term) to use, publish, broadcast, post online, and copyright : (i) your name, voice, picture, portrait and likeness ( Name and/or Likeness) as such Name and/or Likeness appears in or in connection with the Content and Over time, based on a number of factors, it can adjust to range from $50 to $500. You also agree to provide accurate Bank Account information, and promptly update it whenever the information is no longer accurate. Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. The funds deposited in the Sub-Deposit Account will be FDIC insured to the same extent as if such funds were held in the Account with us and shall be aggregated with deposits maintained in your Account with us. With all of Earnins Services and the Site, you choose whether to pay, what to pay, and how often you pay. Max Boost It is important to know the amount of available funds in your Tip Yourself Account before instructing us to transfer funds from your Tip Yourself Account to your Bank Account. Earnin may automatically collect the following information about your use of our Site, App, or Services through cookies, web beacons, log files and other technologies: We receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. If we are unable to access funds from your bank account to complete a payment that is owed to Activehours, we will have no legal or contractual claim or remedy against you based on your failure to repay, however, you will be prevented from using the Services until you repay any outstanding balance owed to Activehours. Boost for boost. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Earnins use of the Content or your Name and/or Likeness does not imply any endorsement of or any affiliation with you. disclosures or notices provided in connection with the Services, including any required by federal or state law (including initial disclosures, periodic statements, periodic and annual error resolution notices, initial and annual privacy notices, opt-out notices, and change-in-terms notices); Pay Outs. You are not permitted to make withdrawals that exceed the balance of funds in your Sub-Deposit Account. In some circumstances, we may work with third parties to provide services on our Website. Throughout this policy, Earnin uses the term Personal Information to mean information that can be associated with you and/or identify you. Your access and use of the Sites or Services may be interrupted from time to time for any of several reasons, including the malfunction of equipment, periodic updating, maintenance or repair of the Service, or other actions that Activehours, in its sole discretion, may elect to take. In accordance with our routine record keeping we may delete records that contain Personally Identifiable Information you have submitted through the Earnin Site and Services. Drivers License or other state identification; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link(; create a record of the transaction data and thereafter maintain and use data in connection with the operation of the Tip Yourself Service; detect, prevent and investigate actual or suspected fraud, hacking, infringement, or other misconduct involving the Tip Yourself Service; and. This Privacy Policy does not apply to third party products or services and/or companies Earnin does not own or control. Reddit and its partners use cookies and similar technologies to provide you with a better experience. You will not be charged a fee for Banks placement of your funds or in connection with the Sub-Deposit Account. An "Offer" is the cash back percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated. Does Earnin track your browsing activities on other sites? To ensure that the Earnin Site and Services work, we may need to share your Personally Identifiable Information with third parties and service providers, as well as other users. Funds held in your Sub-Deposit Account will remain in your Sub-Deposit Account until you instruct us to transfer any or all of your funds from your Sub-Deposit Account to your Checking Account by requesting such transfer. When you use Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personal Information with the Requestor or Grantor: When you Pay It Forward, Earnin may use the Personal Information we collect for other purposes such as: For Tip Yourself (Tip Yourself Service), we may use the Personal Information Earnin collects for additional purposes such as: Some Personal Information is public information (including your first name and the first initial of your last name, profile photo, and public tip reasons you decide to share), and may be seen by anyone accessing the Tip Yourself Service on the App, by any Tip Yourself logged in user. This review checks for, among other things, suspicious or illegal activity, and whether your Tip Yourself Account activity complies with these Tip Terms of Service. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. For purposes of these Terms of Service and solely to provide the Account Information to you as part of the Service, you grant Activehours a limited power of attorney, and appoint Activehours as your attorney-in-fact and agent, to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. Non-Personal Information (Aggregated and Anonymized Data) How to Unenroll in Cash Back Rewards. Earnin respects the intellectual property of others and asks that you do the same. You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-1$100, but are under no obligation to do so. You are responsible for funding all payments you initiate. How can I access the Earnin app if I wish to travel outside the U.S? To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. Your Tip Yourself Account is subject (1) to a two thousand-dollar ($2,000) deposit limit, which is the same limit regardless of how many tip jars you have (any deposit that would cause your Tip Yourself Account to contain more than two thousand dollars ($2,000) will be declined); and (2) a $500 daily transfer limit. Lightning Speed. We are not responsible if you use the Site and/or the Services in any manner that violates applicable law. You agree that Earnin will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Site or the Services. Click on unenroll The authorization will remain in effect until you update this information in the App. By responding #YESEARNIN, you are agreeing to provide Earnin with Content, such as product reviews, comments, ideas, photographs, and videos through your providing agreement through any other social media site. We may also receive information about you from records held by third parties, such as marketing-related or demographic information. If you have opened an account with us and you wish to withdraw your consent to have Communications provided electronically, you must close your account by contacting support@earnin.com or using live chat with the Earnin team via the mobile app, and stop using the Sites and Services. By enrolling in Tip Yourself, you authorize us to electronically debit and credit your Bank Account and Tip Jar. Shine the Light THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. By using our service, you grant Activehours and MX the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You may only have one account with Earnin. For example, this Personal Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. You irrevocably transfer and assign to Earnin any and all rights that you may have to any interest that may accrue on funds held in your Tip Yourself Account. To opt out of the Cash Back Rewards and unlink your cards, you must follow the steps below: Why is Earnin available in the U.S only? When a community member sends you a request to Boost their pay period Max, you can . Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. Removing your Bank Account may affect your ability to receive the Earnin Services. Generally, Balance Shield Cash Out will need be turned on manually after each Balance Shield Cash Out, however, setting a voluntary tip ($1.50-$14.50) triggers Earnin to automatically keep Balance Shield Cash Out on even after a Balance Shield Cash Out. These third-party service providers are contractually obligated to secure and refrain from disclosing any Personally Identifiable Information which we disclose or otherwise entrust to them. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. If youve already reached your Daily Max or Pay Period Max we may decline to send you a payout under Balance Shield. link/ZPxZyNSp3mb If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. Earnin may use your Personally Identifiable Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the Personally Identifiable Information we collect from you or that you provide to us: We do not sell your Personally Identifiable Information. Opting out in this manner will not end transmission of service-related Messages. You can choose to leave a tip in appreciation for using Health Aid, anywhere from $0-$100, but are under no obligation to do so. terms of . Nevada State Bill 220. You agree that by submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you are disclosing the documents to us and expressly authorize us to review the contents of each document. For each piece of Content you submit, you acknowledge and agree that: TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, Earnin, ANY THIRD PARTY SUBLICENSEE OF Earnin, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS AND AGENTS, ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF OR RESULTING FROM THESE UGC TERMS OF USE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR HARM TO BUSINESS, LOST PROFITS, LOST SAVINGS, OR LOST REVENUES, HOWEVER SUCH DAMAGES ARE CAUSED AND WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY. , Removing your Bank Account may affect your ability to receive the Earnin Services. Some of the Services offered by Earnin may be provided by third-party service providers. We do not sell your Personal Information. You are not required to pay any fees or charges to use the Services. You may also contact us with any privacy related questions you may have. B. (i) your name, voice, picture, portrait and likeness ( Name and/or Likeness) as such Name and/or Likeness appears in or in connection with the Content and. We may use web beacons to deliver cookies, count visits, understand usage, and determine whether an email has been opened and acted upon. This Personal Information helps us deliver and improve the Earnin Site and Services. You will not receive any written confirmation of the establishment of the Sub-Deposit Account or transfer of funds to or from the Sub-Deposit Account; instead, we will maintain records clearly indicating the transfer and beneficial ownership of the Sub-Deposit Account. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. To ensure that the Earnin Site and Services work, we may need to share your Personal Information with third parties and service providers, as well as other users. ; Once the granter has approved the request, your Pay Period Max will increase by $50 until the end of your current pay period. By submitting documents, including documents containing medical and insurance information, for Medical Bill Review, you agree that you are disclosing the documents to Activehours and expressly authorize Activehours to review the contents of each document. We will not place funds with more than one Insured Depository Institution. You will never be denied access to the Services on the basis of not tipping or the amount of any tip you choose to leave. We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. This Policy was last updated on June 15, 2020. Please note that we are not a financial adviser, and the Tip Yourself services are not intended to provide financial advice. Nevada State Bill 220. We use third party information to supplement the information we collect about you through the Services in order to enhance our ability to serve you, to tailor our features to you, and/or offer you opportunities to use new Services or features that we believe may be of interest to you. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. When you use Financial Calendar, Earnin will use third party information to populate the Financial Calendar. Earnin reserves the right to alter these UGC Terms of Use without advance notice by posting a revised UGC Terms of Use. Please visit the California Consumer Privacy Act section of this Privacy Policy for more information about rights you may have under California law. Community Members may submit a request to delete their information through our Privacy Manager here, CCPA. To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless the Earnin Parties from and against any and all claims, losses, expenses, demands or liabilities, including reasonable attorneys fees arising out of or relating to (i) your access to, use of or alleged use of the Site or the Services; (ii) your violation of these Terms of Service or any representation, warranty, or agreements referenced herein, or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third party. Earnin may post a notice on the Earnin Site if a security breach occurs. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. #worldwide #task + survey #invite #promo-code #referral. We reserve the right to modify this information at any time. Earnin may use this information to let you know about certain products, features, campaigns, or advocacy efforts we think you may be interested in. We will send you an update within 48 business hours with either: a final report of available options (if any) to lower your medical bill payments that Earnin obtained from your medical provider or its representatives, or to provide an update and/or request further information from you. ";s:7:"keyword";s:21:"earnin max boost help";s:5:"links";s:690:"Maine Unrestricted Animal List,
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